No Payments for Up to 90 Days on All New Vehicle Financing Offers
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Hours of Operation

Monday 8:00am - 5:00pm
Tuesday 8:00am - 5:00pm
Wednesday 8:00am - 5:00pm
Thursday 8:00am - 5:00pm
Friday 8:00am - 5:00pm
Saturday 9:00am - 2:00pm
Sunday Closed
Monday 8:00am - 5:00pm
Tuesday 8:00am - 5:00pm
Wednesday 8:00am - 5:00pm
Thursday 8:00am - 5:00pm
Friday 8:00am - 5:00pm
Saturday 8:00am - 1:00pm
Sunday Closed
Monday 8:00am - 5:00pm
Tuesday 8:00am - 5:00pm
Wednesday 8:00am - 5:00pm
Thursday 8:00am - 5:00pm
Friday 8:00am - 5:00pm
Saturday 8:00am - 1:00pm
Sunday Closed
View Hours

Hours of Operation

Monday 8:00am - 5:00pm
Tuesday 8:00am - 5:00pm
Wednesday 8:00am - 5:00pm
Thursday 8:00am - 5:00pm
Friday 8:00am - 5:00pm
Saturday 9:00am - 2:00pm
Sunday Closed
Monday 8:00am - 5:00pm
Tuesday 8:00am - 5:00pm
Wednesday 8:00am - 5:00pm
Thursday 8:00am - 5:00pm
Friday 8:00am - 5:00pm
Saturday 8:00am - 1:00pm
Sunday Closed
Monday 8:00am - 5:00pm
Tuesday 8:00am - 5:00pm
Wednesday 8:00am - 5:00pm
Thursday 8:00am - 5:00pm
Friday 8:00am - 5:00pm
Saturday 8:00am - 1:00pm
Sunday Closed
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Crew Cab Short Box 4-Wheel Drive AT4 - HD SURROUND VISION CAMERA! OFF ROAD SUSPENSION! HEATED AND COOLED SEATS!
VIN: 3GTUUEE8XTG227004
City: 11L/100 km • Hwy: 9.9L/100 km
  • Body Style
    Truck
  • Engine
    3.0L 6Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370714
  • Fuel Type
    Diesel
MSRP Price :
$94,073
Davis Price
$88,607
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$567 bw
$94,607.00 x 84 months @ 2.49% APR with $0.00 down payment (4.48% effective rate, cost of borrowing $8,529.58). Plus taxes.
Lease from
$753 bw
$94,607.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 6.07% effective rate, cost of borrowing $2,923.87). Plus taxes.
Crew Cab Short Box 4-Wheel Drive High Country - 3.0L DURAMAX! HEATED AND COOLED SEATS! ADAPTIVE CRUISE CONTROL!
VIN: 1GCUKJE81TZ288286
City: 10.7L/100 km • Hwy: 9.3L/100 km
  • Body Style
    Truck
  • Engine
    3.0L 6Cyl
  • Exterior Colour
    Black
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370747
  • Fuel Type
    Diesel
MSRP Price :
$96,259
Davis Price
$90,793
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$580 bw
$96,793.00 x 84 months @ 2.49% APR with $0.00 down payment (4.44% effective rate, cost of borrowing $8,726.66). Plus taxes.
Lease from
$734 bw
$96,793.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 5.92% effective rate, cost of borrowing $3,027.19). Plus taxes.
Crew Cab Standard Box 4-Wheel Drive Custom Trail Boss - OFF ROAD PACKAGE! 2" LIFT! KEYLESS ENTRY!
VIN: 3GCUKCED2TG284076
City: 14.6L/100 km • Hwy: 13.6L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370759
  • Fuel Type
    Gasoline
In-Transit
Davis Price
$75,528
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$452 bw
$75,528.00 x 84 months @ 2.49% APR with $0.00 down payment (2.52% effective rate, cost of borrowing $6,809.45). Plus taxes.
Lease from
$447 bw
$75,528.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, estimated lease rate, cost of borrowing $2,485.61). Plus taxes.
6.62ft Box Length - HEATED STEERING WHEEL! HD SURROUND VISION CAMERA, ADAPTIVE CRUISE CONTROL!
VIN: 1GTRUBEDXTZ281372
City: 14.2L/100 km • Hwy: 12.9L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    Silver
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370724
  • Fuel Type
    Gasoline
Davis Price
$77,133
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$499 bw
$77,133.00 x 84 months @ 4.79% APR with $0.00 down payment (4.85% effective rate, cost of borrowing $13,723.01). Plus taxes.
Lease from
$774 bw
$77,133.00 x 24 months @ 8.5% APR with $0.00 down payment (16,000 km/yr lease allowance, estimated lease rate, cost of borrowing $10,724.32). Plus taxes.
4WD Crew Cab Long Box SLE - 6.6L DURAMAX! HD REAR VISION CAMERA! GOOGLE NAVIGATION!
VIN: 1GT4UTEY0TF231486
  • Body Style
    Truck
  • Engine
    6.6L 8Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370783
  • Fuel Type
    Diesel
In-Transit
MSRP Price :
$100,644
Davis Price
$97,178
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$638 bw
$101,178.00 x 84 months @ 3.99% APR with $0.00 down payment (5.26% effective rate, cost of borrowing $14,863.50). Plus taxes.
Lease from
$853 bw
$101,178.00 x 24 months @ 8.5% APR with $0.00 down payment (20,000 km/yr lease allowance, 11.08% effective rate, cost of borrowing $14,806.76). Plus taxes.
Crew Cab Standard Box 4-Wheel Drive Custom Trail Boss
VIN: 3GCUKCED3TG281798
City: 14.6L/100 km • Hwy: 13.6L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370760
  • Fuel Type
    Gasoline
In-Transit
Davis Price
$75,528
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$452 bw
$75,528.00 x 84 months @ 2.49% APR with $0.00 down payment (2.52% effective rate, cost of borrowing $6,809.45). Plus taxes.
Lease from
$447 bw
$75,528.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, estimated lease rate, cost of borrowing $2,485.61). Plus taxes.
5.83ft Box Length
VIN: 1GTUUHE8XTZ227733
City: 16L/100 km • Hwy: 12.1L/100 km
  • Body Style
    Truck
  • Engine
    3.0L 6Cyl
  • Exterior Colour
    Black
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370670
  • Fuel Type
    Diesel
MSRP Price :
$110,254
Davis Price
$104,788
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$664 bw
$110,788.00 x 84 months @ 2.49% APR with $0.00 down payment (4.19% effective rate, cost of borrowing $9,988.42). Plus taxes.
Lease from
$840 bw
$110,788.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 5.39% effective rate, cost of borrowing $3,465.80). Plus taxes.
6.62ft Box Length
VIN: 1GTRUBED1TZ281583
City: 14.2L/100 km • Hwy: 12.9L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    Silver
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370727
  • Fuel Type
    Gasoline
Davis Price
$77,133
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$499 bw
$77,133.00 x 84 months @ 4.79% APR with $0.00 down payment (4.85% effective rate, cost of borrowing $13,723.01). Plus taxes.
Lease from
$774 bw
$77,133.00 x 24 months @ 8.5% APR with $0.00 down payment (16,000 km/yr lease allowance, estimated lease rate, cost of borrowing $10,724.32). Plus taxes.
Crew Cab Standard Box 4-Wheel Drive Custom Trail Boss
VIN: 3GCUKCED3TG282188
City: 14.6L/100 km • Hwy: 13.6L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370773
  • Fuel Type
    Gasoline
In-Transit
Davis Price
$75,033
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$449 bw
$75,033.00 x 84 months @ 2.49% APR with $0.00 down payment (2.52% effective rate, cost of borrowing $6,764.82). Plus taxes.
Lease from
$444 bw
$75,033.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, estimated lease rate, cost of borrowing $2,469.27). Plus taxes.
4WD Crew Cab Standard Box Denali
VIN: 1GT4UWEY2TF198833
  • Body Style
    Truck
  • Engine
    6.6L 8Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370633
  • Fuel Type
    Diesel
MSRP Price :
$122,128
Davis Price
$118,662
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$773 bw
$122,662.00 x 84 months @ 3.99% APR with $0.00 down payment (5.04% effective rate, cost of borrowing $18,019.59). Plus taxes.
Lease from
$1,033 bw
$122,662.00 x 24 months @ 8.5% APR with $0.00 down payment (20,000 km/yr lease allowance, 10.62% effective rate, cost of borrowing $17,957.30). Plus taxes.
Crew Cab Standard Box 4-Wheel Drive Custom Trail Boss
VIN: 3GCUKCED3TG284586
City: 14.6L/100 km • Hwy: 13.6L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370774
  • Fuel Type
    Gasoline
In-Transit
Davis Price
$75,528
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$452 bw
$75,528.00 x 84 months @ 2.49% APR with $0.00 down payment (2.52% effective rate, cost of borrowing $6,809.45). Plus taxes.
Lease from
$447 bw
$75,528.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, estimated lease rate, cost of borrowing $2,485.61). Plus taxes.
Crew Cab Short Box 4-Wheel Drive Elevation
VIN: 3GTUUCED7TG166907
City: 14.2L/100 km • Hwy: 12.9L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    Black
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370565
  • Fuel Type
    Gasoline
MSRP Price :
$83,169
Davis Price
$77,703
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$501 bw
$83,703.00 x 84 months @ 2.49% APR with $0.00 down payment (4.75% effective rate, cost of borrowing $7,546.49). Plus taxes.
Lease from
$605 bw
$83,703.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 6.52% effective rate, cost of borrowing $2,647.72). Plus taxes.
Crew Cab Short Box 4-Wheel Drive RST
VIN: 2GCUKEED7T1103025
City: 13.7L/100 km • Hwy: 11.8L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370441
  • Fuel Type
    Gasoline
MSRP Price :
$82,759
Davis Price
$77,293
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$499 bw
$83,293.00 x 84 months @ 2.49% APR with $0.00 down payment (4.76% effective rate, cost of borrowing $7,509.53). Plus taxes.
Lease from
$586 bw
$83,293.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 6.51% effective rate, cost of borrowing $2,650.03). Plus taxes.
Crew Cab Standard Box 4-Wheel Drive Custom Trail Boss
VIN: 3GCUKCEDXTG284066
City: 14.6L/100 km • Hwy: 13.6L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370781
  • Fuel Type
    Gasoline
In-Transit
Davis Price
$75,528
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$452 bw
$75,528.00 x 84 months @ 2.49% APR with $0.00 down payment (2.52% effective rate, cost of borrowing $6,809.45). Plus taxes.
Lease from
$447 bw
$75,528.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, estimated lease rate, cost of borrowing $2,485.61). Plus taxes.
Crew Cab Standard Box 4-Wheel Drive Custom Trail Boss
VIN: 3GCUKCED8TG281814
City: 14.6L/100 km • Hwy: 13.6L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370777
  • Fuel Type
    Gasoline
In-Transit
Davis Price
$75,528
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$452 bw
$75,528.00 x 84 months @ 2.49% APR with $0.00 down payment (2.52% effective rate, cost of borrowing $6,809.45). Plus taxes.
Lease from
$447 bw
$75,528.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, estimated lease rate, cost of borrowing $2,485.61). Plus taxes.
4WD Crew Cab Standard Box High Country
VIN: 2GC4KVEY6T1150081
  • Body Style
    Truck
  • Engine
    6.6L 8Cyl
  • Exterior Colour
    Black
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370610
  • Fuel Type
    Diesel
MSRP Price :
$120,523
Davis Price
$117,057
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$763 bw
$121,057.00 x 84 months @ 3.99% APR with $0.00 down payment (5.06% effective rate, cost of borrowing $17,783.81). Plus taxes.
Lease from
$1,105 bw
$121,057.00 x 24 months @ 8.5% APR with $0.00 down payment (20,000 km/yr lease allowance, 10.69% effective rate, cost of borrowing $17,332.89). Plus taxes.
4WD Crew Cab Standard Box AT4
VIN: 1GT4UVEY6TF122560
  • Body Style
    Truck
  • Engine
    6.6L 8Cyl
  • Exterior Colour
    Tan
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370349
  • Fuel Type
    Diesel
MSRP Price :
$119,413
Davis Price
$115,947
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$756 bw
$119,947.00 x 84 months @ 3.99% APR with $0.00 down payment (5.07% effective rate, cost of borrowing $17,620.74). Plus taxes.
Lease from
$1,094 bw
$119,947.00 x 24 months @ 8.5% APR with $0.00 down payment (20,000 km/yr lease allowance, 10.71% effective rate, cost of borrowing $17,173.69). Plus taxes.
4WD Crew Cab Standard Box Denali
VIN: 1GT4UWEY1TF193204
  • Body Style
    Truck
  • Engine
    6.6L 8Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370720
  • Fuel Type
    Diesel
MSRP Price :
$121,528
Davis Price
$118,062
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$769 bw
$122,062.00 x 84 months @ 3.99% APR with $0.00 down payment (5.05% effective rate, cost of borrowing $17,931.45). Plus taxes.
Lease from
$1,028 bw
$122,062.00 x 24 months @ 8.5% APR with $0.00 down payment (20,000 km/yr lease allowance, 10.63% effective rate, cost of borrowing $17,869.31). Plus taxes.
4WD Crew Cab Standard Box Denali Ultimate
VIN: 1GT4UYEY3TF201508
  • Body Style
    Truck
  • Engine
    6.6L 8Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370642
  • Fuel Type
    Diesel
MSRP Price :
$134,798
Davis Price
$131,332
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$853 bw
$135,332.00 x 84 months @ 3.99% APR with $0.00 down payment (4.95% effective rate, cost of borrowing $19,880.87). Plus taxes.
Lease from
$1,210 bw
$135,332.00 x 24 months @ 8.5% APR with $0.00 down payment (20,000 km/yr lease allowance, 10.45% effective rate, cost of borrowing $19,488.96). Plus taxes.
Crew Cab Short Box 4-Wheel Drive RST
VIN: 2GCUKEED4T1151453
City: 13.7L/100 km • Hwy: 11.8L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370621
  • Fuel Type
    Gasoline
MSRP Price :
$79,674
Davis Price
$74,208
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$480 bw
$80,208.00 x 84 months @ 2.49% APR with $0.00 down payment (4.86% effective rate, cost of borrowing $7,231.39). Plus taxes.
Lease from
$565 bw
$80,208.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 6.7% effective rate, cost of borrowing $2,551.63). Plus taxes.
4WD Crew Cab Standard Box Denali
VIN: 1GT4UWEY9TF165800
  • Body Style
    Truck
  • Engine
    6.6L 8Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370454
  • Fuel Type
    Diesel
MSRP Price :
$120,038
Davis Price
$116,572
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$760 bw
$120,572.00 x 84 months @ 3.99% APR with $0.00 down payment (5.06% effective rate, cost of borrowing $17,712.56). Plus taxes.
Lease from
$1,016 bw
$120,572.00 x 24 months @ 8.5% APR with $0.00 down payment (20,000 km/yr lease allowance, 10.65% effective rate, cost of borrowing $17,650.81). Plus taxes.
4WD Crew Cab Standard Box LT
VIN: 1GC4KTEY7TF205781
  • Body Style
    Truck
  • Engine
    6.6L 8Cyl
  • Exterior Colour
    Gray
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370656
  • Fuel Type
    Diesel
MSRP Price :
$106,988
Davis Price
$103,522
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$678 bw
$107,522.00 x 84 months @ 3.99% APR with $0.00 down payment (5.19% effective rate, cost of borrowing $15,795.46). Plus taxes.
Lease from
$1,057 bw
$107,522.00 x 24 months @ 8.5% APR with $0.00 down payment (20,000 km/yr lease allowance, 11.03% effective rate, cost of borrowing $15,046.37). Plus taxes.
5.14ft Box Length
VIN: 1GTP2BEK9T1165896
City: 13.6L/100 km • Hwy: 10.7L/100 km
  • Body Style
    Truck
  • Engine
    2.7L 4Cyl
  • Exterior Colour
    Black
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370609
  • Fuel Type
    Gasoline
Davis Price
$60,148
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$389 bw
$60,148.00 x 84 months @ 4.79% APR with $0.00 down payment (4.85% effective rate, cost of borrowing $10,701.15). Plus taxes.
Lease from
$436 bw
$60,148.00 x 24 months @ 8.5% APR with $0.00 down payment (16,000 km/yr lease allowance, estimated lease rate, cost of borrowing $9,126.63). Plus taxes.
Crew Cab Short Box 4-Wheel Drive RST
VIN: 2GCUKEED8T1155408
City: 13.7L/100 km • Hwy: 11.8L/100 km
  • Body Style
    Truck
  • Engine
    5.3L 8Cyl
  • Exterior Colour
    White
  • Transmission
    Automatic
  • Drivetrain
    4×4
  • Stock
    370645
  • Fuel Type
    Gasoline
MSRP Price :
$80,449
Davis Price
$74,983
The advertised price does not include sales tax. Pricing is subject to incentive eligibility and not compatible with some finance and lease offers offered by the manufacturer.
Finance from
$485 bw
$80,983.00 x 84 months @ 2.49% APR with $0.00 down payment (4.83% effective rate, cost of borrowing $7,301.26). Plus taxes.
Lease from
$570 bw
$80,983.00 x 24 months @ 1.9% APR with $0.00 down payment (16,000 km/yr lease allowance, 6.65% effective rate, cost of borrowing $2,576.35). Plus taxes.